Bank Information Technology Jobs: Positions, Salaries, and Interview Insights

In recent years, information technology positions in banks have become popular among university graduates, as banks increasingly focus on digitalization and intelligence, offering a large stage and attractive salaries.

Compared to high-paying internet giants, bank IT roles are less competitive to enter, provide stable employment, and rarely face layoffs, making them advantageous.

Main Classifications

Banks are categorized into Central Banks, Policy Banks (e.g., People's Bank, Agricultural Development Bank, Development Bank, Export-Import Bank), State-owned Banks (e.g., ICBC, ABC, BOC, CCB, BoCom, Postal Savings), Joint-stock Banks (e.g., CMB, SPDB, CITIC, CEB, Huaxia, CMBC, GDB, CIB, PAB, ZSB, HFB, Bohai), City Commercial Banks, Rural Commercial Banks, and Foreign Banks.

Positions, Salaries, and Interview Details

China Merchants Bank (CMB) – Network Technology

Positions include testing development, software development, frontend, big data, DevOps, etc.

Written test: ~15 multiple-choice questions (data structures, algorithms, OS, computer architecture) plus 3 programming questions, 30 minutes.

Interview: Typically three rounds (two technical, one HR), with lower difficulty than internet companies.

Salary: For graduate hires, levels 21.5k, 23.5k, 25.5k, occasionally 28k; basic salary ~11k, plus 4k allowance and 6k bonus.

China Agricultural Bank – Chengdu R&D Department

Basic: Large state-owned listed bank with multiple software R&D centers.

Requirements: English CET-4 for undergraduates, CET-6 for graduates.

Written test: 3‑hour exam (45 min aptitude, English, professional knowledge).

Salary: Post‑probation total package 21k–26k.

Industrial and Commercial Bank (ICBC)

Mostly Java stack; some C for core systems; Oracle and MySQL databases.

Written test: 3‑hour exam, simpler aptitude, no programming.

Interview: Two rounds, structured, based on resume.

Salary: 15k–20k, with modest adjustments.

Construction Bank (CCB) – Financial

Locations across many cities; data‑related positions abundant in Xiamen.

Positions: System design/development engineers, management trainees.

Interview: Two rounds, 10‑25 minutes, resume‑based.

Salary: Approx. 9.3k*16.0 9.3 k*16.0 and 14.0k*14.0 14.0k*14.0 , total around 25k.

Postal Savings Bank – Chengdu Center

2020 added a Xi’an R&D center, forming a multi‑center R&D system.

Requirements: majors in economics, finance, management, statistics, law, computer science, IT, etc.

Written test: No coding, 150‑minute single‑choice exam covering EPI, English, and comprehensive topics.

Salary: Total package ~26k, trial period 6 months, internship salary 5‑6k.

Shanghai Pudong Development Bank – Chengdu Center

Five R&D centers (Shanghai, Chengdu, Wuhan, Xi’an, Hefei).

Interview: Two rounds, possible on‑site coding (four simple problems) and technical or impromptu speech.

Salary: Total package 20k–23k, trial salary 80% of base.

Industrial Bank

Offices in many cities; five R&D centers.

Positions: Java, C, iOS, Android, frontend, data development, data analysis, machine learning.

Salary: Total 16k–17k plus 1k–2k benefits; trial 80% of full salary.

Xinwang Bank

Founded 2016, first private bank in Sichuan, positioned as an internet bank.

Positions: Operations development, information security, testing, backend, frontend, big data development, algorithms.

Written test: ~30 minutes, ~30 questions covering computer basics and programming.

Salary: 12k–18k multiplied by years, monthly 1k–3k.

Other Cities Salary Levels

Median salaries for various banks (state‑owned, joint‑stock, policy, foreign) are summarized, with variations based on location and position.

Conclusion

Bank IT positions offer competitive stability and compensation in the current employment landscape; securing such a role is highly advisable.