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Chen Tian Universe
Chen Tian Universe
Oct 15, 2025 · Fundamentals

Mastering Payment Systems: 300+ Hand‑Drawn Diagrams Simplify Complex Core Processes

This comprehensive guide uses over 300 original hand‑drawn diagrams to explain payment system core businesses, payment and settlement flows, cross‑border acquiring, information and fund flows, account design, bookkeeping, reconciliation, and related concepts, providing a clear, entry‑level understanding of the entire payment ecosystem.

bookkeepingfinancial systemspayment
0 likes · 46 min read
Mastering Payment Systems: 300+ Hand‑Drawn Diagrams Simplify Complex Core Processes
Architect
Architect
Apr 13, 2025 · Fundamentals

Account Bookkeeping Theory, Design, and Performance in Payment Platforms

This article explains the accounting equation, double‑entry bookkeeping, and the core account architecture of third‑party payment platforms, covering internal account types, balance, transaction logs and vouchers, performance challenges such as distributed transactions and hotspot accounts, and proposes solutions like pre‑debit/post‑credit, balance simplification, merged posting, and multi‑account designs.

accountingbookkeepingdistributed-transaction
0 likes · 18 min read
Account Bookkeeping Theory, Design, and Performance in Payment Platforms
Chen Tian Universe
Chen Tian Universe
Dec 23, 2024 · Fundamentals

Master Accounting Basics to Elevate Your Payment Product Management

This comprehensive guide breaks down essential accounting concepts—including the accounting equation, accounting cycle, ledgers, vouchers, journal entries, trial balance, and financial statements—to help payment product managers understand and apply core financial principles for better product decisions.

Double Entryaccountingbookkeeping
0 likes · 17 min read
Master Accounting Basics to Elevate Your Payment Product Management