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DataFunTalk
DataFunTalk
May 8, 2024 · Big Data

Risk Control and Data Application in the Bulk Commodity Industry: Challenges, Solutions, and Core Capabilities

The article presents Ant Group's exploration of applying its data‑driven risk control and credit assessment capabilities to the traditional bulk commodity sector, detailing industry background, data pain points, core technical solutions, and the construction of a secure, explainable data‑model platform for digital transformation.

AIBig DataBulk Industry
0 likes · 13 min read
Risk Control and Data Application in the Bulk Commodity Industry: Challenges, Solutions, and Core Capabilities
DataFunSummit
DataFunSummit
Mar 22, 2024 · Artificial Intelligence

Risk Control Model Construction for Online Small Loans: Pre‑loan, In‑loan, Post‑loan and Monitoring

This article presents a comprehensive overview of risk control model building for online small‑loan scenarios, covering pre‑loan, in‑loan and post‑loan stages, the associated data pipelines, model deployment strategies, optimization attempts, and monitoring frameworks to ensure accuracy, stability and effectiveness.

credit scoringdata pipelineloan management
0 likes · 16 min read
Risk Control Model Construction for Online Small Loans: Pre‑loan, In‑loan, Post‑loan and Monitoring
DataFunSummit
DataFunSummit
Aug 22, 2022 · Big Data

Design and Practice of 360ShuKe Risk Control System Architecture

This presentation details 360ShuKe's risk control system architecture, covering its layered design, credit data lifecycle management, real‑time indicator computation, feature platform evolution, and solutions to challenges such as data loss, rapid model iteration, and feature drift.

Big DataFeature Engineeringarchitecture
0 likes · 12 min read
Design and Practice of 360ShuKe Risk Control System Architecture
DataFunTalk
DataFunTalk
Dec 8, 2020 · Artificial Intelligence

Financial Big Data Risk Control Models: Techniques, Applications, and COVID‑19 Challenges

This article presents a comprehensive overview of financial big‑data risk control models at Du Xiaoman, covering traditional scoring cards, AI‑driven time‑series and text processing, graph‑based networks, model interpretability, probability calibration, stability analysis, and the specific challenges introduced by the COVID‑19 pandemic.

Artificial IntelligenceBig Datacredit scoring
0 likes · 14 min read
Financial Big Data Risk Control Models: Techniques, Applications, and COVID‑19 Challenges
AntTech
AntTech
Aug 7, 2019 · Artificial Intelligence

AI‑Powered Credit Scoring Fuels the Shared Wardrobe Economy: The Sesame Credit Case

The article explains how Sesame Credit leverages machine‑learning and deep‑learning techniques to build a non‑financial commercial credit scoring system that underpins shared‑economy services such as a subscription‑based wardrobe, illustrating the broader impact of big‑data‑driven AI on consumer trust and market growth.

AIBig DataShared Economy
0 likes · 8 min read
AI‑Powered Credit Scoring Fuels the Shared Wardrobe Economy: The Sesame Credit Case
DataFunTalk
DataFunTalk
Jun 12, 2019 · Artificial Intelligence

Credit Scoring Cards vs Machine Learning in Financial Risk Control: Comparative Analysis and Practical Applications

The article compares traditional credit‑scoring‑card models with modern machine‑learning approaches for financial risk control, detailing feature selection criteria, non‑linear handling, data characteristics, practical ML techniques, large‑scale modeling challenges, and summarizing insights for future development.

Feature Engineeringcredit scoringfinancial risk
0 likes · 14 min read
Credit Scoring Cards vs Machine Learning in Financial Risk Control: Comparative Analysis and Practical Applications
DataFunTalk
DataFunTalk
Jun 6, 2019 · Artificial Intelligence

Design and Machine Learning Practices for Automotive Finance Risk Control

This article outlines the end‑to‑end design of automotive finance risk‑control processes, discusses key data integrity and customer segmentation considerations, and details machine‑learning modeling practices—including logistic regression, decision trees, GBDT, XGBoost, LightGBM and CatBoost—along with an automated platform to streamline model development and deployment.

Automotive FinanceData IntegrityGBDT
0 likes · 17 min read
Design and Machine Learning Practices for Automotive Finance Risk Control
DataFunTalk
DataFunTalk
Apr 17, 2019 · Artificial Intelligence

Evolution of Ctrip Financial Risk Control Models: From Data Platform to AI‑Driven Scoring and Anti‑Fraud Systems

This report details Ctrip Financial's end‑to‑end risk control development, covering business overview, a three‑layer data platform, the progression of credit scoring and anti‑fraud models from rule‑based to advanced AI techniques, and the evaluation, monitoring, and social‑network‑based fraud detection strategies employed.

Big DataFinancial AIanti-fraud
0 likes · 16 min read
Evolution of Ctrip Financial Risk Control Models: From Data Platform to AI‑Driven Scoring and Anti‑Fraud Systems
JD Tech Talk
JD Tech Talk
Jan 29, 2019 · Artificial Intelligence

Building Credit Scoring Card Models with Logistic Regression: Full Process and Evaluation

This article explains how to construct credit scoring card models using WOE‑encoded variables and logistic regression, describes three card types for different credit scenarios, and details an eleven‑step development workflow including variable selection, modeling, scoring, and performance monitoring.

IVWOEcredit scoring
0 likes · 8 min read
Building Credit Scoring Card Models with Logistic Regression: Full Process and Evaluation
Beike Product & Technology
Beike Product & Technology
Dec 6, 2018 · Artificial Intelligence

Real Estate Rental Platform: True Listing Model and Credit System Construction

This presentation details how Beike Rental leverages big data and machine‑learning techniques to detect non‑authentic listings, build a four‑criterion true‑listing model, develop pricing and image‑analysis models, and design a merchant credit scoring system that improves service quality and market efficiency.

Big DataReal Estatecredit scoring
0 likes · 27 min read
Real Estate Rental Platform: True Listing Model and Credit System Construction