Data Thinking Notes
Jan 16, 2024 · Fundamentals
Building Comprehensive Risk Feature Portraits for All Loan Stages
This article explains how to construct risk control feature portraits across four key scenarios—marketing, pre‑loan, in‑loan, and post‑loan—by selecting appropriate data dimensions, describing usable customer, behavior, and ID‑linked data, and illustrating each portrait with visual examples to guide accurate risk assessment.
credit riskdata dimensionsfeature engineering
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