Chen Tian Universe

Jan 13, 2026 · Operations

Master Payment Accounting: Design Principles, Hotspot Account Fixes & Day‑Cut

This comprehensive guide explains how to design robust payment accounting systems, covering core accounting principles, account subsystem structures, hotspot account mitigation, account merging strategies, reverse‑deduction models, sub‑account architectures, day‑cut mechanisms, marketing fee handling, and end‑to‑end settlement processes.