Chen Tian Universe

Sep 3, 2026 · Industry Insights

45 Classic Payment Architecture Diagrams: Core Principles, Cross-Border & AI Flows

A curated collection of 45 payment architecture diagrams spanning five payment paradigms, basic principles, domestic and cross-border ecosystems, global platforms, blockchain, AI-driven flows, and scenario-based designs, with key insights on ledger-centric value transfer and cross-border fund routing.