Chen Tian Universe

Jul 25, 2026 · Industry Insights

How TMS + VAM Redefine Payment Account Architecture for Deep Cash Management

The article explains how integrating Treasury Management System (TMS) and Virtual Account Management (VAM) creates a unified, transaction‑level cash‑flow model that links business events to account data, enables real‑time prediction, automated decision‑making, and a closed‑loop financial operation for enterprises.