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Top Architect
Top Architect
Oct 25, 2022 · Operations

Understanding the End-to-End Architecture of Chinese Internet Payments

This article explains the complete point‑to‑point, end‑to‑end payment chain in China, using a JD.com purchase of Three Squirrels snacks as an example to illustrate the roles of the cashier, order, transaction, payment, member, accounting, and clearing systems and their connections to banks and the central bank.

Chinese payment systeme-commerceinternet payments
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Understanding the End-to-End Architecture of Chinese Internet Payments