Chen Tian Universe

Jan 18, 2025 · Fundamentals

Why 90% of Account Designs Fail: Decoupling Business Logic from Ledger Systems

The article reveals why most account designs get trapped by tightly coupling business transaction states with ledger entries, explains the pitfalls of updating massive historical records, and proposes a decoupled, pure‑account approach that treats each state change as an immutable accounting event.