Mar 5, 2026 · Industry Insights

From Payment to Settlement: Mapping the Full Money Journey in Digital RMB

This article breaks down the complete payment‑to‑settlement workflow behind digital RMB, explaining each stage—from the customer's payment initiation through clearing, central‑bank settlement, and final accounting—while highlighting why e‑CNY 2.0 treats payment and settlement as a single, irreversible process.

clearing processdigital RMBe-CNY

0 likes · 8 min read

From Payment to Settlement: Mapping the Full Money Journey in Digital RMB

Fulu Network R&D Team

Jul 31, 2020 · Product Management

Understanding Money Flow and Information Flow in Financial Systems for Product Managers

This article explains the concepts of money flow and information flow in financial systems, illustrates them with real‑world payment examples, clarifies related payment industry terms such as clearing, settlement, and large‑value payment systems, and highlights why product managers must grasp these fundamentals for effective design and compliance.

clearingfinancial technologymoney flow

0 likes · 7 min read

Understanding Money Flow and Information Flow in Financial Systems for Product Managers