BanTech Think Tank

Jan 20, 2026 · Artificial Intelligence

AI Large Models Redefine Non‑Retail Credit: A Deep Dive into Core Banking Processes

The article details Guangdong Huaxing Bank’s strategic use of enterprise‑grade AI infrastructure and large‑model technology to vertically integrate AI into non‑retail credit’s pre‑loan due diligence, loan issuance, and post‑loan risk monitoring, achieving high accuracy, scalable automation, and a data‑driven risk‑prevention ecosystem.