This article analyzes why banks support only a small subset of global currencies, using data from China's major banks and BIS 2025 FX market shares to show how convertibility, repayability, and internationality drive selection, and how currency-pair math (8 currencies → 28 pairs) covers 99% of retail demand.
The article reflects on personal work habits, showing how adopting a goal‑oriented, “begin with the end” mindset, applying the Pareto principle, and distinguishing leadership from management can turn chaotic reporting and planning into a systematic, high‑impact process.
Data analysis must be tightly linked to business needs, as illustrated by a Pareto analysis of a food specialty store that reveals a 55% user contribution to 80% sales, prompting strategic decisions on customer segmentation, value distribution, and growth tactics beyond traditional 20/80 expectations.
The 2019 Chinese programmer salary survey reveals that about 80% of developers earn low to medium incomes, with only 20% achieving high salaries, and shows how work experience, region, and other factors influence earnings, illustrating the Pareto principle in the tech industry.
