DataFunTalk
Sep 2, 2019 · Artificial Intelligence
Credit Risk Strategies: Data, Rules, and Model Development for Consumer Lending
This article presents a comprehensive overview of consumer credit risk management, covering industry background, traditional scoring‑card and machine‑learning model development processes, risk‑rate and limit strategies, rule effectiveness diagnostics, and advanced model‑optimization techniques to improve underwriting performance and cost efficiency.
Machine Learningconsumer lendingcredit risk
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