The BCG report released at Global Fintech Fest 2025 examines the AI super‑cycle, outlines India's six‑pillar AI ecosystem, presents industry case studies, and forecasts fintech growth, offering a data‑driven roadmap for responsible, inclusive financial transformation worldwide.
A McKinsey report reveals that women now control roughly one‑third of retail financial assets in the US and EU, projected to reach 40‑45% by 2030, driven by social, economic, demographic and cultural trends, while the industry struggles to serve their distinct needs and capture a $10 trillion untapped opportunity.
This article analyzes the recent cash‑payment refusal incident involving senior citizens, presents the Chinese government's response, and shares in‑depth research on elderly users' challenges and expectations with mobile banking, culminating in four actionable design principles to improve accessibility, control, security, and boundary awareness.
This article examines Libra’s mission to create a borderless digital currency, outlines its blockchain architecture, consensus mechanism, Move language, and governance, and critically evaluates whether its technical design can realistically address the high‑cost financial services faced by the world’s poor.
During the first day of London Tech Week, four fintech experts debated how emerging technologies such as artificial intelligence, blockchain, and data analytics can narrow the global financial inclusion gap, offering practical insights, regulatory considerations, and collaborative strategies for achieving equitable financial services worldwide.
The article explores how blockchain, as highlighted by Pangea Money Transfer’s VP Joshua Gordon‑Blake, offers far‑reaching benefits beyond digital currencies, including secure asset digitization, reduced transaction costs, improved supply‑chain transparency, digital identity for immigrants, and transformative applications in remittances, healthcare, and government services.
The talk outlines how digital inclusive finance is reshaping the financial sector by leveraging AI, big data, cloud computing and mobile technologies to lower costs, improve risk assessment, expand access, and drive sustainable economic growth, while highlighting trends such as cash‑less societies and diversified credit systems.
