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risk scoring

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DataFunSummit
DataFunSummit
May 12, 2023 · Artificial Intelligence

Applying External Data in Consumer Credit Risk Management: Framework, Evaluation, and Joint Modeling

This article explains how external data can be integrated into consumer credit risk management, covering the credit risk operating framework, data types needed for acquisition, pre‑loan and post‑loan stages, evaluation methods, challenges of joint modeling, transfer‑learning solutions, and clustering strategies to improve model performance.

consumer lendingcredit riskdata evaluation
0 likes · 17 min read
Applying External Data in Consumer Credit Risk Management: Framework, Evaluation, and Joint Modeling
Qunar Tech Salon
Qunar Tech Salon
Sep 16, 2021 · Databases

Design and Implementation of a MySQL Slow‑Query Risk Scoring Model

This article presents a comprehensive approach to quantifying MySQL slow‑query risk by defining scoring items, establishing boundary values, applying various scoring functions, and integrating business‑level weighting, ultimately enabling proactive identification and remediation of high‑impact slow queries.

Database PerformanceGoMySQL
0 likes · 16 min read
Design and Implementation of a MySQL Slow‑Query Risk Scoring Model
Ctrip Technology
Ctrip Technology
Oct 8, 2016 · Information Security

Evolution of Ctrip's Risk Defense Architecture: From 1.0 System to Ares Platform

Facing rapid growth in China's OTA market, Ctrip's security team outlines the evolution of its risk defense architecture—from the early .NET-based 1.0 system, through the 1.5 risk‑library, to the 2.0 Ares platform—detailing technical choices, strengths, shortcomings, and future directions for combating black‑market abuse.

CtripSystem Architecturefraud detection
0 likes · 11 min read
Evolution of Ctrip's Risk Defense Architecture: From 1.0 System to Ares Platform