Tagged articles

payment processing

8 articles · Page 1 of 1

Jun 15, 2026 · Operations

Ready‑to‑Use Settlement System Design Cases: 7 Real‑World Examples

This article presents a reusable 10‑step framework for designing settlement systems and showcases seven detailed real‑world case studies—including enterprise welfare, government services, promotion platforms, bank acquiring, points e‑commerce, highway ETC, and consumer finance—illustrating data sources, settlement flows, rule configuration, document design, and integration points.

FinTechSettlementSystem Design

0 likes · 35 min read

Ready‑to‑Use Settlement System Design Cases: 7 Real‑World Examples

Linyb Geek Road

May 15, 2026 · Backend Development

Idempotency in Practice: Handling the Same Key with Different Parameters

The article explains why simple key‑based idempotency fails when a second request carries different parameters, and demonstrates how to use database row locks, request fingerprinting, state machines, and explicit error handling to guarantee safe, non‑duplicate execution in payment‑critical APIs.

API designMessage Queuedatabase locking

0 likes · 13 min read

Idempotency in Practice: Handling the Same Key with Different Parameters

Chen Tian Universe

Jul 23, 2025 · Operations

Designing a Robust Settlement System: 10 Essential Steps and Real‑World Scenarios

This comprehensive guide explains what a settlement system is, outlines ten critical design steps—from data source identification to bill provision—and illustrates their application across diverse scenarios such as corporate welfare platforms, government services, promotion platforms, bank acquiring, points e‑commerce, ETC, and consumer finance, while highlighting key rules, workflows, and interface considerations.

Financial ServicesSettlementSystem Design

0 likes · 34 min read

Designing a Robust Settlement System: 10 Essential Steps and Real‑World Scenarios

Chen Tian Universe

Jun 11, 2025 · Fundamentals

Unlocking the Secrets of Bank Core Systems: Architecture, Modules, and Evolution

This comprehensive guide explores the definition, historical evolution, overall architecture, and key functional modules of bank core systems—including account management, customer information, deposit and loan cores, payment and settlement, card relationships, and batch processing—providing a holistic, "god‑level" perspective on modern banking infrastructure.

BankingCore Systemsarchitecture

0 likes · 26 min read

Architect

Feb 21, 2024 · Operations

Cross‑Border Payment: Business Models, Process Flow, and Technical Implementation

This article provides a comprehensive overview of cross‑border payment, explaining its definition, common payment methods, detailed transaction flows for import and export models, the evolution of major payment institutions, and the technical and regulatory considerations involved in implementing such services.

FinTechSettlementcross-border payment

0 likes · 20 min read

Cross‑Border Payment: Business Models, Process Flow, and Technical Implementation

21CTO

Jun 30, 2021 · Blockchain

How Blockchain Is Revolutionizing E‑Commerce Payments

This article explains how blockchain technology can speed up payment processing, simplify receipt handling, enable self‑executing smart contracts, cut transaction fees, and strengthen security, thereby transforming the payment landscape for online retailers.

BlockchainE‑commercepayment processing

0 likes · 6 min read

How Blockchain Is Revolutionizing E‑Commerce Payments

Youzan Coder

Sep 6, 2019 · Backend Development

Design and Implementation of a Stable Withdrawal (Outflow) System

The article describes a stable withdrawal system that integrates UnionPay and WangLian, emphasizing immutable serial numbers, strict exception handling, real‑time monitoring, multi‑stage compensation, a database‑driven routing engine handling up to 500 k transactions per hour, and an operations console for manual recovery, while outlining future optimizations.

backend architecturecompensation logicdatabase-design

0 likes · 11 min read

Design and Implementation of a Stable Withdrawal (Outflow) System

Alibaba Cloud Infrastructure

Nov 17, 2015 · Backend Development

Alipay Sets Record 85,900 Transactions per Second During 2015 Double‑11, Leveraging OceanBase and Hybrid Cloud Architecture

During the 2015 Double‑11 shopping festival, Alipay processed a peak of 85,900 transactions per second—more than double the previous year and surpassing Visa—thanks to its self‑developed OceanBase database, multi‑active data‑center deployment, and hybrid cloud infrastructure, showcasing China’s leading payment‑system technology.

AlipayCloud ComputingOceanBase

0 likes · 7 min read

Alipay Sets Record 85,900 Transactions per Second During 2015 Double‑11, Leveraging OceanBase and Hybrid Cloud Architecture