BanTech Think Tank

Sep 25, 2025 · Industry Insights

How Commercial Banks Can Capitalize Data Assets: Paths, Policies, and Strategic Impact

The article analyzes the 2023 Ministry of Finance interim measures that recognize data resources as assets, outlines the four prerequisite conditions and key accounting steps, and explains how proper data‑asset entry can reshape banks' balance sheets, decision‑making and business models in the digital economy.