BanTech Think Tank

Jun 17, 2026 · Industry Insights

Interview: How Banks Are Turning Corporate Channels from Funding Pipes into Business Partners

In this interview, Duan Pengyu, deputy GM of channel business at Beijing Lingyan Technology, explains how Chinese commercial banks are reshaping their corporate banking channels—shifting from traditional funding pipelines to AI‑driven, data‑centric ecosystem platforms that act as strategic business partners, highlighting three key variables (technology, organization, data) and four structural challenges.